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For example, if the car will be sold at a public auction, your state's laws might require the lender to tell you when and where the auction will happen so My car is being repossessed, and the repo agent is making aggressive threats. What do I do?

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Michigan's repossession laws state that the lender has the right to take possession of the vehicle when the borrower fails to pay the amount due. Expungement of Criminal Convictions: An Empirical Study What to Do After Your Car is Repossessed: Step-by-Step Guide to Recovery

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